yep i have to say i experienced every single symptom on your list and many daily symptoms that never go away. I have had anxiety and depression for 3 years now and i just dont see an end to the whole matter so forget meditation and relaxation techniques and things of that sort because they didnt work for me(they may work for you i am not saying there useless ) so i am going to try medication for the first time. i have been to the hospital alot and twice they gave me ativan shots and i swear that was the most peaceful time that i can remember. i am just scared to take them at home. anyways i am currently seeking temporary disability for my anxiety since i am terrified to work/drive etc. please dont let yours get this far. the doctors are right. do something about all this now. I am only 26 years old and i have two beatuiful girls that i have to live and be sane for. I am sick of being insane so please dont question the docs and just look into doing something about it.
good luck to you.