Why massage therapy liability insurance is necessary?

[Mannylirio]

With massage therapy liability insurance you will gain protection against “slip and fall” lawsuits, or incidents that occur by accident on your property. For example, if a client slips on the icy sidewalk leading up to your practice space, you will want insurance to cover any medical bills he or she might face, as well as any legal action that could be taken against you. In addition to purchasing a high quality massage therapy liability insurance policy, you will want to take steps each day to make sure your massage or bodywork practice is safe from every angle.

Is there any therapist who has some insurance policy, can he/she please tell me about it?